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In order to be eligible for a second Best Egg loan, your existing Best Egg loan must have been open for at least four months.Total existing Best Egg loan balances must not exceed ,000.Your verifiable income must support your ability to repay your loan.Upon loan funding, the timing of available funds may vary depending upon your bank's policies.To check the rates and terms you qualify for, So Fi conducts a soft credit pull that will not affect your credit score.However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.

Applications are subject to additional terms and conditions.All loans in MA must exceed ,000; in NM, OH must exceed ,000; in GA must exceed ,000.Borrowers should refer to their loan agreement for specific terms and conditions.Requests for the highest loan amount may result in an APR higher than our lowest advertised rate.You need a minimum 700 FICO® score and a minimum individual annual income of 0,000 to qualify for our lowest rate.

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