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A prevalent problem Connecting with prospective matches electronically is a thrill, but hope and excitement can supersede sound judgment and fact checking.

A study about online dating and credit habits by Protect My ID.com, Experian’s identity theft protection program, found that nearly half of the respondents never verify the authenticity of their chat mates, and nearly 10 percent actually sent them their Social Security numbers or bank account information.

Before getting the company’s seal of approval, participating daters must physically go to one of their more than 50 locations and get checked, screened and cleared.

Still, says Falzone, “It’s an ongoing fight that doesn’t end.”What’s a dater to do?

Their members all go through criminal background checks, but filtering fraud is not guaranteed.

e Love is making an extra effort, however, with a new product called e Love Select.

Most need funds fast and press you to commit before thinking, Anderson says. They’ll proclaim their love for you while they are taking your money.”Schemes mutate with the times, and a recent one targets online daters looking for employment or better income.

For instance, Pasadena, Calif.-based dating site e Harmony’s publishes safety tips on their home page, in “5 Dating Rules You Should Never Break,” including “if a potential date’s actions or words set off an internal alarm system, you owe it to yourself to pay attention and act accordingly.”Encounter a con?

Within a week, some tragic event happens, and he has no funds to return to the U.

S.” Because he has “proven” his wealth with the luxurious presents, he persuades his mark to send cash or credit card numbers so he can buy a plane ticket back home.

Use the computer advantageously, says Jennifer Leuer, general manager for Protect My ID.

“Google their names, check them out on [social networking website] Linked In or use the Net’s white pages.” As you’re investigating, make your own profile mysterious.

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